Consumer Vehicle Loan Products

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New Auto 2024 and Newer and Less than 5k Miles
TermAs Low As APR¹ %
1-12 Months2.99%
13-36 Months5.70%
37-48 Months5.75%
49-60 Months5.80%
61-72 Months5.88%
73-84 Months5.95%
85-96 Months6.05%
Last Updated: 10/01/2024
Used Auto 2012 or Newer
TermAs Low As APR¹ %
1-12 Months6.10%
13-36 Months6.20%
37-48 Months6.25%
49-60 Months6.30%
61-72 Months6.37%
73-84 Months6.45%
85-96 Months6.79%
Last Updated: 10/01/2024
Classic Cars 2011 and Older
TermAs Low As APR¹ %
1-12 Months8.10%
13-36 Months9.20%
37-48 Months9.25%
49-60 Months9.30%
61-72 Months9.40%
73-84 Months9.50%
85-96 Months9.79%
Last Updated: 10/01/2024

1Annual Percentage Rates. For all loans, the actual annual percentage rate is determined at the time a credit decision is rendered and may be higher than the lowest rates available. Credit history, loan terms, mileage, age of collateral, and amount borrowed are all factors that determine the rate. Not all borrowers will qualify for the lowest rate. There are NEVER any prepayment penalties for repaying your loan early. All loans are subject to credit approval. Financing is available only on vehicles with 100,000 miles or less.

Credit Card Rates

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Visa Products
ProductAs Low As APR¹ %
VISA® Platinum7.95% to 17.99%
Signature Line of Credit11.75% to 17.99%
Student Visa12.49%
Last Updated: 10/01/2024
Shared Secured Products
ProductAs Low As APR¹ %
Visa Secured14.74%
Shared Secured4.00%
Last Updated: 10/01/2024

1APR=Annual Percentage Rate. No annual fees. For all loans, the actual annual percentage rate is determined at the time a credit decision is rendered and may be higher than the lowest rates available. Credit history, loan terms, and the amount borrowed are all factors that determine the rate. Not all borrowers will qualify for the lowest rate. Regular variable APRs 7.95 to 17.99, subject to change. All loans are subject to credit approval. As of the date of this disclosure, the Prime Rate is 8.00% APR as of 10/01/2024.

Personal Loan Products

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Personal Loans
TermAs Low As APR¹ %
1-12 Months4.99% to 17.95%
13-24 Months8.70% to 17.99%
25-36 Months8.75% to 17.99%
37-48 Months8.80% to 17.99%
49-60 Months8.85% to 17.99%
61-72 Months8.95% to 17.99%
73-84 Months9.34% to 17.99%
Last Updated: 10/01/2024
Debt Consolidation Loans
TermAs Low As APR¹ %
1-12 Months7.99% to 17.99%
13-24 Months12.30% to 17.99%
25-36 Months12.35% to 17.99%
37-48 Months12.40% to 17.99%
49-60 Months12.45% to 17.99%
61-72 Months14.45% to 17.99%
73-84 Months16.44% to 17.99%
Last Updated: 10/01/2024

1Annual Percentage Rates. For all loans, the actual annual percentage rate is determined at the time a credit decision is rendered and may be higher than the lowest rates available. Credit history, loan terms, and the amount borrowed are all factors that determine the rate. Not all borrowers will qualify for the lowest rate. There are NEVER any prepayment penalties for repaying your loan early. All loans are subject to credit approval. As of the date of this disclosure, the Prime Rate is 8.00% APR as of 10/01/2024.

Savings & CDs Products

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Regular Savings & Money Market Yield

Regular Savings
AmountAPY*
$100 (min)0.015%
$2,500 (min)0.015%
$20,000 (min)0.015%
$50,000 (min)0.025%
$80,000 (min)0.025%
Last Updated: 02/01/2024
Money Market Yield Account
AmountAPY*
$2,500 (min)0.100%
$20,000 (min)0.15%
$50,000 (min)0.351%
$80,000 (min)0.501%
Last Updated: 02/01/2024
IRA Savings
AmountAPY*
IRA Savings0.150%
Last Updated: 02/01/2024

Certificates & IRA Certificates

IRA Certificates
TermDividend Rate (DR)APY*
12 Months0.995%1.00%
18 Months1.490%1.50%
24 Months1.785%1.80%
30 Months3.445%3.50%
36 Months3.542%3.60%
48 Months3.687%3.75%
60 Months4.073%4.15%

Minimum balance for IRA Certificates is $1,000.

Last Updated: 11/05/2024

Certificates
TermDividend Rate (DR)APY*
3 Months0.399%0.40%
6 Months0.499%0.50%
12 Months0.995%1.00%
18 Months1.490%1.50%
24 Months1.785%1.80%
30 Months3.445%3.50%
36 Months3.542%3.60%
48 Months3.687%3.75%
60 Months4.073%4.15%

Minimum balance for Certificates is $1,000.

Last Updated: 11/05/2024



*Terms & Conditions: Promotional rate valid for net new deposits only with funds that are not currently held at San Francisco Federal Credit Union; transfer of existing deposits do not qualify.  Minimum deposit of $1,000 required, with no maximum deposit for a term of 11 months at 4.074% Annual Percentage Yield (APY). Funds will automatically roll over into a standard 12-month Certificate of Deposit at the end of the term. Early withdrawal penalties may apply. Rates, terms, and conditions are subject to change at any time. For more information, please call or visit a local branch: abroad.alexblog.net/locations. 

Home Loan Products

Learn more about Home Loans >

First Mortgages
TypeRateAPRPoints
Conforming 30 Year Fixed Rate6.375%6.474%0.000%
Super-Conforming 30 Year Fixed Rate6.375%6.474%0.000%
Jumbo 30 Year Fixed Rate6.625%6.728%0.000%
Conforming 15 Year Fixed Rate5.500%5.649%0.000%
5/1 Adjustable Rate Mortgage5.625%6.525%0.000%
10/1 Adjustable Rate Mortgage5.750%6.249%0.000%
10/1 Interest-Only Adjustable Rate Mortgage6.000%6.490%0.000%

Last Updated: 11/12/2024

Home Equity
TypeRateAPRPoints
HELOC 10/207.75%7.75%0.000%
10 Year Home Equity Loan8.625%8.625%0.000%

Last Updated: 11/12/2024

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